How safe is online shopping?
  Polls show that consumers' biggest fear about shopping online is the possibility of having their credit-card numbers stolen. This might probably be your fear too.
Let us be clear from the beginning: if you trust the people behind the site this fear is completely unfounded.
Let's have a closer look at what really happens with your credit-card info, and what the "risks" are.  
A credit-card info used for online purchase will be typically traveling through these two steps:
  • from your computer to the computer (so called server) that sent you the page asking for credit card info.
    This computer (server) may either store your credit card info for future use, or send it directly to step 2.
  • from the server to the computers of your card issuer like Visa, MasterCard etc.

There are two moments where one can theoretically steal your credit-card info:
  1. while it travels from one computer to another.
  2. while sitting stored in a computer.

How big is risk a?
Computers today can encrypt (secure) the information that they send to each other. This means that even if someone intercepts the communication (like someone stealing your mail) he still can not read it.
It is for sure that your credit-card info is much more secure traveling encrypted through wires, than being spelled over the phone or even traveling inside an armored vehicle escorted by armed bodyguards.
After all, wherever you use your credit-card (restaurant, hotel etc) the information will have to travel through wired computers anyway.
All websites today use encrypted (secured) connection through all pages that ask for sensitive information.
However you can make sure that the web address of those pages begins with "https" and a tiny locked padlock appears at the bottom right of the screen.

How big is risk b? does not save your credit card information so this risk is 0.
Companies who do, take extreme precautions.

As a conclusion, the risks above are incomparable to the risks of exposing your credit-card to a receptionist, a retail shop, a waitress or a travel agent, were the human factor is much more involved.

At last but not least, your liability on credit card fraudulent purchases is limited to $50 or under. This means you won't be held accountable for any fraudulent purchases above that amount. (Of course you'll want to read the fine print for any applied conditions)

You may also want to see how safe is online shopping with
And if all above did not convince you click here for information on other methods of payment.
If you have any questions or concerns please .